zero percent credit cards

Zero Percent Credit Cards & Balance Transfer Options


Zero percent credit card offers and promotions are available by almost all banks and credit card issuers. A zero percent offer for a credit card is traditionally a promotional rate that lasts for a period of three months up to one year. The promotional rate may apply only to new purchases or may be applicable to balance transfer offers. Most banks and lenders will generally not allow a customer to utilize a zero percent balance transfer offer to transfer funds from one card to a new card within the same bank.

Featured Zero Percent Credit Card Offer


It is important to thoroughly research the offer terms and conditions before applying for a zero percent credit card offer to make sure you are applying for the right credit card for your situation and financial goals. Some popular choices for zero percent credit cards include the Citi Diamond Preferred Card®, Blue Cash ® from American Express, and the Discover More Cards ®.

Utilizing a zero percent balance transfer offer can be a  great way to save money if you are carry a balance with your present credit card. Generally you will need good to exceptional credit to qualify for a zero percent balance transfer credit card promotion. Be certain to find out what your rate will adjust to after your promotional period expires.

 

 

 

Rates, News & Advice Articles

March 3, 2010

March has started where February left off for the mortgage industry. Long term interest rates remain near five percent for thirty year loan terms, hovering near the lowest levels the market has witnessed in the past two years. Yields on the closely followed ten year bond have hovered around 3.6% for... 

February 22, 2010

Home loan rates continue moving lower in 2010 as the mortgage industry has benefitted from a pullback in the market. Bond yields over the past week have been relatively unchanged as the yield on the ten year Treasury bond is stil hovering in the upper 3.7% range. The lack of movement in the bond yields... 

February 17, 2010

The stock market has struggled with putting back to back gains together for the better part of the New Year as investors have witnessed a roller coaster ride between sharp rallies and steep declines. The recent two day rally this week has helped bring the Dow back above the 10,000 point level, but has... 

February 12, 2010

Mortgage rates moved higher to end the second week in February, despite a dip in the equity markets to end a choppy week of trading on Friday. Interest rates had previously gained some relief from the broad market selloff as more investors were pulling funds out of equities and investing into the bond...