zero percent credit cards

Zero Percent Credit Cards & Balance Transfer Options


Zero percent credit card offers and promotions are available by almost all banks and credit card issuers. A zero percent offer for a credit card is traditionally a promotional rate that lasts for a period of three months up to one year. The promotional rate may apply only to new purchases or may be applicable to balance transfer offers. Most banks and lenders will generally not allow a customer to utilize a zero percent balance transfer offer to transfer funds from one card to a new card within the same bank.

Featured Zero Percent Credit Card Offer

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It is important to thoroughly research the offer terms and conditions before applying for a zero percent credit card offer to make sure you are applying for the right credit card for your situation and financial goals. Some popular choices for zero percent credit cards include the Citi Diamond Preferred Card®, Blue Cash ® from American Express, and the Discover More Cards ®.

Utilizing a zero percent balance transfer offer can be a  great way to save money if you are carry a balance with your present credit card. Generally you will need good to exceptional credit to qualify for a zero percent balance transfer credit card promotion. Be certain to find out what your rate will adjust to after your promotional period expires.

 

 

 

Rates, News & Advice Articles

June 13, 2011

The stock market tried to mount a rally on Monday, but finished the day relatively flat, a growing signal that the pessimism in the market may be around to stay for the summer. The DOW was up almost 100 points in early trading action as investors were looking to buy into some bargains from the sell... 

QRM Yet Another Federal Blunder In Fixing The Housing Market

QRM – Qualified Residential Mortgages is probably the dumbest idea the government has rolled out in the past 24 hours. An idea whose origination stems from the colossal collapse of the economy and U.S. housing markets would ensure the collapse of the American Real Estate Market. The simple economics... 

June 4, 2011

The continued decline in stock prices, weakness in housing and the employment markets over the past sixty days has very few silver linings. The one area that has benefitted from the market changes is the mortgage market, where fixed home mortgage rates have continued to improve. Loan rates dropped to... 

May 26, 2011

May has been a great month for the mortgage market as long term interest rates have moves substantially lower this month following a dip in bond yields. The ten year treasury bond move below 3.1 this week, over seventy basis points off of its high levels of the year. The correlation to fixed mortgage...