Oregon Mortgage Rates and Home Loans

Compare mortgage quotes online to get the best mortgage rates for Oregon home owners. Whether you live in Astoria, Portland or Beaverton you can leverage the internet help find the best mortgage rates. Starting your search online will help you to find the best solutions for your home financing goals. Plan to talk to at least three mortgage lenders if you are exploring a cash out refinance of your primary residence, purchasing a second home or your new dream home. Shopping for a mortgage loan can be a difficult and overwhelming task. If you are a consumer with good or bad credit you may be eligible to qualify for a mortgage loan from Fannie Mae, Freddie Mac or a FHA loan through the department of HUD. Most consumers who are purchasing a home with a minimal down payment are likely to look at qualifying for a FHA mortgage as the down payment requirements are less than five percent.

Home owners can apply for both first and second mortgage loans. The state of Oregon will have state specific underwriting guidelines. If you are purchasing a primary residence, condo, investment property, second home or commercial property, expect your underwriting guidelines to vary based on lender and state specific guidelines.

Consumers who are shopping for the best mortgage rates and loan terms should compare good faith estimates from both local and national lenders to get the best loan terms. Consumers who are purchasing a second home in Oregon may want to compare local lenders in the area as well as national lenders as guidelines for second homes and investment properties will vary by mortgage lender.

We can help you compare Oregon mortgage rates and loan terms for:

Beaverton, Eugene, Medford Portland, Oregon City, Salem and the entire state of Oregon.











Mortgage Rates & News

March 10, 2010

The stock market has been trading a bit sideways following last weeks surge after the non farm payroll report. The stock market has struggled to rally the last two days, but it appears more likely investors have gained a new confidence in the health of the economy and the likelyhood that the economy... 

March 3, 2010

March has started where February left off for the mortgage industry. Long term interest rates remain near five percent for thirty year loan terms, hovering near the lowest levels the market has witnessed in the past two years. Yields on the closely followed ten year bond have hovered around 3.6% for... 

February 22, 2010

Home loan rates continue moving lower in 2010 as the mortgage industry has benefitted from a pullback in the market. Bond yields over the past week have been relatively unchanged as the yield on the ten year Treasury bond is stil hovering in the upper 3.7% range. The lack of movement in the bond yields... 

February 17, 2010

The stock market has struggled with putting back to back gains together for the better part of the New Year as investors have witnessed a roller coaster ride between sharp rallies and steep declines. The recent two day rally this week has helped bring the Dow back above the 10,000 point level, but has...