Hawaii Mortgage Rates and Home Loans

Compare mortgage loan rates from top lenders to get the best rates on your next mortgage. Hawaii home owners can shop online with local Hawaiian lenders and mainland lenders that will compete to offer the best mortgage terms. Hawaii home owners are eligible for conventional home loans that have higher loan limits compared to residents in the contiguous forty eight states. The larger loan sizes allow for Hawaii home owners to explore alternatives to jumbo loans.

Home owners can apply for both first and second mortgage loans. Hawaii properties are unique in that many of the homes are occupied as second residencies or vacation properties. The state of Hawaii will have state specific guidelines that underwriters will follow in determining a borrowers ability to qualify

Consumers who are shopping for the best mortgage rates and loan terms should compare good faith estimates from both local and national lenders to get the best loan terms. Consumers who are purchasing a second home, vacation property, condo or investment property in Hawaii may want to compare multiple loan offers to ensure they are receiving the most favorable loan terms.

We can help you compare Hawaii mortgage rates and loan terms for:

Honolulu, Kauai, Maui, Wailuku and the entire state of Hawaii










Rates, News & Advice Articles

Tips to help obtain financing in todays market

Accumulating money to buy your dream home and finding a suitable mortgage is not an easy process. Moreover, after finding a lender and getting your loan approved can give you a very stressful time. Here are some golden tips for making sure your loans are approved without delay. 1. Clear your pending... 

March 10, 2010

The stock market has been trading a bit sideways following last weeks surge after the non farm payroll report. The stock market has struggled to rally the last two days, but it appears more likely investors have gained a new confidence in the health of the economy and the likelyhood that the economy... 

March 3, 2010

March has started where February left off for the mortgage industry. Long term interest rates remain near five percent for thirty year loan terms, hovering near the lowest levels the market has witnessed in the past two years. Yields on the closely followed ten year bond have hovered around 3.6% for... 

February 22, 2010

Home loan rates continue moving lower in 2010 as the mortgage industry has benefitted from a pullback in the market. Bond yields over the past week have been relatively unchanged as the yield on the ten year Treasury bond is stil hovering in the upper 3.7% range. The lack of movement in the bond yields...