Arizona Mortgage Rates and Lenders

Compare rates online from local and national mortgage lenders for the entire state of Arizona. Shopping for a mortgage loan can be a difficult and overwhelming task. The best way to get a low rate mortgage and the best mortgage deal is to compare multiple banks and lenders. If you are a consumer with good or bad credit you may be eligible to qualify for a mortgage loan from Fannie Mae, Freddie Mac or the department of HUD through and FHA mortgage loan.

The state of Arizona does not have state specific guidelines that would limit the amount of cash out a borrower may receive from their homes equity in a refinance transaction. Lenders may implement their own state or city specific guidelines for Arizona owners based on their internal underwriting guidelines.
Consumers who are shopping for the best mortgage rates and loan terms should compare good faith estimates from both local and national lenders to get the best loan terms. Consumers who are purchasing a second home in Arizona may want to compare local lenders in the area as well as national lenders as guidelines for second homes and investment properties will vary by mortgage lender. Underwriting guidelines will also vary if the subject property is a site condo, high rise condo or investment property.

We can help you compare Arizona mortgage rates and loan terms for:

Flagstaff, Mesa, Phoenix, Scottsdale, Tempe and the entire state of Arizona










Rates, News & Advice Articles

February 1, 2010

February started on a much higher note than the month of January ended for the stock market, driving up fixed home loan rats along the way. The stock market jumped over 100 points on Monday as investors looked for bargain opportunities following a five percent decline in the DOW for the month of January.... 

January 28, 2010

Mortgage rates have dropped for the second straight week as bond yields continue to benefit from the uncertainty in the marketplace. Yields on the ten year Treasury bond have dropped down to 3.63%, gaining over twenty basis points in the New Year. Fixed rate home loans have dropped by a little over .125%... 

Housing reports are ugly and future is uncertain

The housing market has quickly lost all of the momentum the government worked so hard to achieve with numerous stimulus programs over the last twelve months. Today’s existing home sales report was anything short of disastrous for the month of December as home sales continue to decline and lose ground.... 

January 20, 2010

Stocks dropped sharply, setting up a two day roller coaster ride for investors on Wednesday. Following a 100+ point rally in the markets on Tuesday, the DOW reversed course and dropped in excess of 100 points, inter-day trading had the market down nearly 200 points. The volatility in the market is clearly...