Fixed Rate Credit Cards

Fixed rate credit cards are appealing to consumers who want certainty with their finances. Consumers who may be forced to carry a balance on their credit cards on a monthly basis can feel confident if they have a fixed rate credit card that the terms offered by the bank or card issuer are locked in for a long period of time. Fixed rate credit cards are not locked into prime or any other major bank lending rates. Consumers who are unable to pay off their card balances on a monthly basis can benefit from low fixed rate credit cards as they offer the best opportunity to save money on their interest costs.

Featured Credit Card Offer

Consumers who need to carry balances on their cards can shop around to find the best card terms and programs for their specific situation. Some popular methods to help reduce your interest are to transfer a balance to zero percent credit cards, thic can help you reduce your card interest.

Consumers looking for low interest rate credit cards may want to consider the CitiPlatinum Select Card®, Platinum® from Chase, and the Discover More Card ®. Utilizing a zero percent balance transfer offer can be a great way to save money if you are carry a balance with your present credit card. If you are considering pursuing a balance transfer and want to make sure you are not applying for a card with a rate that could adjust be certain to verify this with the issuing bank. Generally you will need good to exceptional credit to qualify for a lifetime fixed low rate credit card. Be certain to find out what your rate will adjust to after your promotional period expires.

Rates, News & Advice Articles

March 10, 2010

The stock market has been trading a bit sideways following last weeks surge after the non farm payroll report. The stock market has struggled to rally the last two days, but it appears more likely investors have gained a new confidence in the health of the economy and the likelyhood that the economy...

March 3, 2010

March has started where February left off for the mortgage industry. Long term interest rates remain near five percent for thirty year loan terms, hovering near the lowest levels the market has witnessed in the past two years. Yields on the closely followed ten year bond have hovered around 3.6% for...

February 22, 2010

Home loan rates continue moving lower in 2010 as the mortgage industry has benefitted from a pullback in the market. Bond yields over the past week have been relatively unchanged as the yield on the ten year Treasury bond is stil hovering in the upper 3.7% range. The lack of movement in the bond yields...

February 17, 2010

The stock market has struggled with putting back to back gains together for the better part of the New Year as investors have witnessed a roller coaster ride between sharp rallies and steep declines. The recent two day rally this week has helped bring the Dow back above the 10,000 point level, but has...