fixed rate credit cards

Fixed Rate Credit Cards


Fixed rate credit cards are appealing to consumers who want certainty with their finances. Consumers who may be forced to carry a balance on their credit cards on a monthly basis can feel confident if they have a fixed rate credit card that the terms offered by the bank or card issuer are locked in for a long period of time. Fixed rate credit cards are not locked into prime or any other major bank lending rates. Consumers who are unable to pay off their card balances on a monthly basis can benefit from low fixed rate credit cards as they offer the best opportunity to save money on their interest costs.

Featured Credit Card Offer


Consumers who need to carry balances on their cards can shop around to find the best card terms and programs for their specific situation. Some popular methods to help reduce your interest are to transfer a balance to zero percent credit cards, thic can help you reduce your card interest.

Consumers looking for low interest rate credit cards may want to consider the CitiPlatinum Select Card®, Platinum® from Chase, and the Discover More Card ®. Utilizing a zero percent balance transfer offer can be a great way to save money if you are carry a balance with your present credit card. If you are considering pursuing a balance transfer and want to make sure you are not applying for a card with a rate that could adjust be certain to verify this with the issuing bank. Generally you will need good to exceptional credit to qualify for a lifetime fixed low rate credit card. Be certain to find out what your rate will adjust to after your promotional period expires.

Rates, News & Advice Articles

September 1, 2010

The stock market got into rally mode today to start the month of September with a bang. Surging by over 200 points in heavy trading as investors rallied into equity positions. The strong rally in the DOW follows a steady decline of the DOW in the past 60 days as the “double dip” recession... 

August 27, 2010

The stock market finally caught a relief rally on Friday, as the DOW jumped well over 100 points on optimism from a reassuring speech from Fed Chairman Ben Bernanke. The DOW was able to get back above the 10,000 point market as investors took advantage of lower equity prices across the board on the market.... 

August 23, 2010

The markets strong start lost momentum over the course of trading on Monday and the market ended up dropping nearly forty points in trading. The dip follows a swing of nearly 100 points in light trading on Monday as investors pulled back when he market was up nearly fifty points when the market opened... 

August 19, 2010

Jobs are certainly the largest component to any economy and has the potential to drive markets sharply. Today, we witnessed another example of the fallout from the employment sector as unemployment claims jumped to their highest levels in the last nine months, news that quickly led to a dramatic sell-off...