fixed rate credit cards

Fixed Rate Credit Cards


Fixed rate credit cards are appealing to consumers who want certainty with their finances. Consumers who may be forced to carry a balance on their credit cards on a monthly basis can feel confident if they have a fixed rate credit card that the terms offered by the bank or card issuer are locked in for a long period of time. Fixed rate credit cards are not locked into prime or any other major bank lending rates. Consumers who are unable to pay off their card balances on a monthly basis can benefit from low fixed rate credit cards as they offer the best opportunity to save money on their interest costs.

Featured Credit Card Offer


Consumers who need to carry balances on their cards can shop around to find the best card terms and programs for their specific situation. Some popular methods to help reduce your interest are to transfer a balance to zero percent credit cards, thic can help you reduce your card interest.

Consumers looking for low interest rate credit cards may want to consider the CitiPlatinum Select Card®, Platinum® from Chase, and the Discover More Card ®. Utilizing a zero percent balance transfer offer can be a great way to save money if you are carry a balance with your present credit card. If you are considering pursuing a balance transfer and want to make sure you are not applying for a card with a rate that could adjust be certain to verify this with the issuing bank. Generally you will need good to exceptional credit to qualify for a lifetime fixed low rate credit card. Be certain to find out what your rate will adjust to after your promotional period expires.

Rates, News & Advice Articles

June 13, 2011

The stock market tried to mount a rally on Monday, but finished the day relatively flat, a growing signal that the pessimism in the market may be around to stay for the summer. The DOW was up almost 100 points in early trading action as investors were looking to buy into some bargains from the sell... 

QRM Yet Another Federal Blunder In Fixing The Housing Market

QRM – Qualified Residential Mortgages is probably the dumbest idea the government has rolled out in the past 24 hours. An idea whose origination stems from the colossal collapse of the economy and U.S. housing markets would ensure the collapse of the American Real Estate Market. The simple economics... 

June 4, 2011

The continued decline in stock prices, weakness in housing and the employment markets over the past sixty days has very few silver linings. The one area that has benefitted from the market changes is the mortgage market, where fixed home mortgage rates have continued to improve. Loan rates dropped to... 

May 26, 2011

May has been a great month for the mortgage market as long term interest rates have moves substantially lower this month following a dip in bond yields. The ten year treasury bond move below 3.1 this week, over seventy basis points off of its high levels of the year. The correlation to fixed mortgage...