Find The Best Balance Transfer & Card Promotions

Balance transfer credit cards are one of the most popular searches on the Internet and one of the leading ways that a bank brings on new customers. The concept of transferring a high interest rate credit card balance to a new lender who may offer a lower rate or even a zero percent balance transfer promotion for a specific period of time can help you save hundreds and possibly thousands of dollars worth of interest. Balance transfer promotions often come with a specific time period that the balance will need to be paid off or the remaining balance would be subject to a different interest rate. Some lenders, but not all, will charge a fee on the balance transfer, so you will need to review the credit card and terms carefully to ensure you are receiving the best offer. Consumers who are unable to pay off their card balances on a monthly basis can benefit from credit card balance transfer as this offer may be the best opportunity to save money on their interest costs.

Consumers with great credit will probably want to search for lenders who offer to transfer a balance with a zero percent credit cards.

Consumers looking for low interest rate credit cards may want to consider the Capital One Platinum Â®, Blue Â® from American Express, and the Discover More Card Â®. Utilizing a balance transfer offer can be a great way to save money if you are carry a balance with your present credit card. Generally you will need good to exceptional credit to qualify for a lifetime fixed low rate credit card. Be certain to find out what your rate will adjust to after your promotional period expires.

Rates, News & Advice Articles

June 13, 2011

The stock market tried to mount a rally on Monday, but finished the day relatively flat, a growing signal that the pessimism in the market may be around to stay for the summer. The DOW was up almost 100 points in early trading action as investors were looking to buy into some bargains from the sell...

QRM Yet Another Federal Blunder In Fixing The Housing Market

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June 4, 2011

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May 26, 2011

May has been a great month for the mortgage market as long term interest rates have moves substantially lower this month following a dip in bond yields. The ten year treasury bond move below 3.1 this week, over seventy basis points off of its high levels of the year. The correlation to fixed mortgage...