balance transfer credit cards

Find The Best Balance Transfer & Card Promotions


Balance transfer credit cards are one of the most popular searches on the Internet and one of the leading ways that a bank brings on new customers. The concept of transferring a high interest rate credit card balance to a new lender who may offer a lower rate or even a zero percent balance transfer promotion for a specific period of time can help you save hundreds and possibly thousands of dollars worth of interest. Balance transfer promotions often come with a specific time period that the balance will need to be paid off or the remaining balance would be subject to a different interest rate. Some lenders, but not all, will charge a fee on the balance transfer, so you will need to review the credit card and terms carefully to ensure you are receiving the best offer. Consumers who are unable to pay off their card balances on a monthly basis can benefit from credit card balance transfer as this offer may be the best opportunity to save money on their interest costs.

Featured Balance Transfer Credit Card Offer


Consumers with great credit will probably want to search for lenders who offer to transfer a balance with a zero percent credit cards.

Consumers looking for low interest rate credit cards may want to consider the Capital One Platinum ®, Blue ® from American Express, and the Discover More Card ®. Utilizing a balance transfer offer can be a great way to save money if you are carry a balance with your present credit card. Generally you will need good to exceptional credit to qualify for a lifetime fixed low rate credit card. Be certain to find out what your rate will adjust to after your promotional period expires.

Rates, News & Advice Articles

March 10, 2010

The stock market has been trading a bit sideways following last weeks surge after the non farm payroll report. The stock market has struggled to rally the last two days, but it appears more likely investors have gained a new confidence in the health of the economy and the likelyhood that the economy... 

March 3, 2010

March has started where February left off for the mortgage industry. Long term interest rates remain near five percent for thirty year loan terms, hovering near the lowest levels the market has witnessed in the past two years. Yields on the closely followed ten year bond have hovered around 3.6% for... 

February 22, 2010

Home loan rates continue moving lower in 2010 as the mortgage industry has benefitted from a pullback in the market. Bond yields over the past week have been relatively unchanged as the yield on the ten year Treasury bond is stil hovering in the upper 3.7% range. The lack of movement in the bond yields... 

February 17, 2010

The stock market has struggled with putting back to back gains together for the better part of the New Year as investors have witnessed a roller coaster ride between sharp rallies and steep declines. The recent two day rally this week has helped bring the Dow back above the 10,000 point level, but has...