Review Travel & Airline Cards

Airline credit cards are a popular choice for frequent flyers who want to take advantage of perks and rewards from airlines and banks for purchasing airline tickets, traveling and using their credit cards for purchase rewards. There are typically two types of airline credit cards, cards which are offered directly via the carrier agent (Delta, Southwest) or cards that are offered via a bank. Both scenarios offer pros and cons, for example if you fly multiple carriers, you are likely to want to opt for a bank issued travel rewards card, as accumulating the points/perks will be easier. If you fly one major carrier, then opting for that carriers card may be the most advantageous as you are likely to accrue their points/rewards much faster and are likely to take advantage of the perks they offer their top customers.

Consumers who are unable to pay off their card balances on a monthly basis can benefit from credit card balance transfer as this offer may be the best opportunity to save money on their interest costs. Consumers with great credit, may want to search for an airline credit card with a balance transfer option, including the possibility of a zero percent credit cards. Airline credit cards that offer balance transfers are not likely to include the new balance towards frequent flyer miles or rewards, so be sure to read the fine print before beginning this application.

Consumers looking for low interest rate credit cards may want to consider the British Airways Visa Signature Card®, Delta Sky Miles ® and the Southwest Airline Rapid reward card ®. Utilizing an airline or frequent flyer credit card is a great way to utilize your credit card to up grade your seat, receive complimentary tickets or hotel deals. Generally you will need good to exceptional credit to qualify for a lifetime fixed low rate credit card. Be certain to find out what your rate will adjust to if you opt for an airline credit card with an introductory promotional interest rate.